Retirement

Just make sure going to 4 days doesn't affect your CARE pension, you could loose a fifth of your pension if I remember right... check though as it's been an odd weeko_O
Luckily I have a pension from industry so my local education one even if I lose a bit will not matter too much. I know I am lucky to have this . My friend who maintains gardens does not have anything in place and will have to wait for his state pension and probably top it up with garden work
 
Luckily I have a pension from industry so my local education one even if I lose a bit will not matter too much. I know I am lucky to have this . My friend who maintains gardens does not have anything in place and will have to wait for his state pension and probably top it up with garden work
Gardening can be such a heavy job. A chatty lady in a local store told me she had to go back to work after her husband died, as something had changed in widows allowance. She had been retired, but as the cost of living soared, could no longer afford to be out of work, she's 66. I really feel for folk like that and count myself lucky to be able to retire this year at 64. Like yourself, I already have a pension from industry, it's not much but helps.
 

wenchem

Wenchem
Really hope you enjoy your retirement. You certainly deserve a well earned rest. 50 years! Wow!
I'm slowly catching up with you, having done 45 years in the work place. I'll still be pushing the trolleys around into my dotage like Mrs Overall from Acorn Antiques. (A long ago comedy sketch) :laughing:
 
Really hope you enjoy your retirement. You certainly deserve a well earned rest. 50 years! Wow!
I'm slowly catching up with you, having done 45 years in the work place. I'll still be pushing the trolleys around into my dotage like Mrs Overall from Acorn Antiques. (A long ago comedy sketch) :laughing:
When I'm pushing a trolley along corridor I never tire of saying "Soup?" to anyone passing by or " Tea! Tea, Mr Shifter".
Ahhh I'm easily amused.
 
I was peed off when we were hiked from 60 to 65 for 1950's women, more so as we weren't informed due to the negligence of the DWP. I feel for anyone being forced to work until they're 70 and beyond (see below). Some folk may relish it, but I just want to have fun!

A Department for Work and Pensions report this year referenced a “32pc scenario”. In this scenario, the state pension age could hit 70 by as early as 2054. In other words, those under 30 today would be working until 70.

But even this could be conservative. Over the next 50 years the cost of funding the UK state pension is forecast to soar due, in part, to increased longevity. It is estimated that one in three of those born today will live to 100.
Soon it will be like logans run - They'll give you a pill or something as soon as you are unable to work anymore.
 
I want to go in 2-3 years when I'm 62/63. It all depends where we decide to move to, how much equity we have out of the move and how much my husband loves me enough to support me as my pension is not very good. I too am getting a bit weary with the constant up and down stairs and I also want to enjoy my life while I still have one. I have always loved my job but as I get older little things are starting to really annoy me so maybe it is time for a younger one to come in and try it - although I don't expect there will be too many applying when the time comes.
Further to this, a school similar to us but girls only, both the senior and technician have handed in their notices. The job for the senior was advertised and they had 1 person apply! The technician role has yet to be advertised. Sorry state of affairs. I've told my boss my plans and he has said the stress has started to come. It is sad that our profession is not attractive enough to new people.
 
I'm about to retire, as is my colleague (both of us on the 21st July). The replacement, that is one, is being interviewed tomorrow and I'm on the panel.
The "powers that be" have been told that this is a job for two people on more than one occasion. Apparently the budget won't cover two anymore.
July 21st can't come quick enough.
 

Purple Cat

It's real Science not Rocket Science
I'm about to retire, as is my colleague (both of us on the 21st July). The replacement, that is one, is being interviewed tomorrow and I'm on the panel.
The "powers that be" have been told that this is a job for two people on more than one occasion. Apparently the budget won't cover two anymore.
July 21st can't come quick enough.
That will be the next step here...
 

Emil Tac 2

Roller of Sleeves
I'm overpaying my mortgage like mad now since I'm planning on going part time once I pay it off in about 10 years (so I'll be 45 and quite a lucky position to be in)...just going from 5 days to 4 days a week. I honestly don't care about investing in a pension as for me is wasted money given what I would have to put in to make it worth it.
By the time I retired, I'll be what 73/74 given how things are going? How many years can I possibly have left to live? What's the point of depriving myself now, when I am young and in good health? Even if I make it to retirement, I won't have the same health, energy and will to enjoy life like I can now.

Definitely going part time. I'll cut back a bit, but I will gain in quality of life.

After seeing my mum pass away in her early 70s...I realized that I want to make the most of life while I have good health, because once it's gone it's too late to make up for lost time.
 
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